Navigating the process of business succession can be a complex and challenging task for business owners. Ensuring a smooth transition and minimizing taxes is crucial, as we explore further in this blog.
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Transferring Your Family Business
December 5, 2024Exchange-Traded Funds: Do They Belong in Your Portfolio?
October 24, 2024
ETFs can fill a unique role in your portfolio, but you should consider how they work and the differences among the dizzying variety of ETFs now available.
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Investing for Major Financial Goals
July 12, 2024
The first step in investing is defining your dreams for the future. At some point, you'll probably want to buy a home, a car, maybe even that yacht that you've always wanted.
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Six Keys to More Successful Investing
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A successful investor maximizes gain and minimizes loss. Though there can be no guarantee that any investment strategy will be successful and all investing involves risk
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Maintaining Your Financial Records: The Importance of Being Organized
July 12, 2024
An important part of managing your personal finances is keeping your financial records organized.
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Myths and Facts About Social Security
July 12, 2024
Here are some facts about Social Security that might surprise you.
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Holding Equities for the Long Term: Time vs. Timing
May 17, 2024
Some helpful tips if you're investing in equities over the long-term.
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A Woman's Guide to Health Care in Retirement
May 17, 2024
Health care in retirement can be an expensive proposition. How much you'll spend on health care generally depends on a number of factors, including when you retire, how long you live, your relative health, and the cost of medical care in your area.
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Trust Basics
May 17, 2024
Tax Benefits of Home Ownership
May 17, 2024
Here's what you need to know to make owning a home really pay off at tax time.
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Establishing a Budget
May 17, 2024
Budgeting is a powerful process that builds healthy financial behaviors and habits.
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SECURE 2.0 Aims to Brighten the Future for Retirement Savers
May 16, 2024
Here's an overview of the Act's changes to the complicated rules that govern tax-advantaged retirement accounts.
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The Roth 403(b)
May 13, 2024
Roth contributions could play an important role in maximizing your retirement income.
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Taxation of Investments
April 18, 2024How do you report your investments and how are they taxed?
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Tax Benefits of Home Ownership
February 9, 2024
The Roth 401(k)
February 9, 2024
Some employers offer 401(k) plan participants the opportunity to make Roth 401(k) contributions. If you have access to this option, Roth contributions could play an important role in helping enhance your retirement income.
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Unit Investment Trusts
January 10, 2024
Ways to organize your personal finances
January 5, 2024
Keeping your finances organized is a good idea to help successful money management and helps you keep track of your expenses, spending habits, and monthly bills.
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Separately Managed Accounts: Tailored to Suit You
December 13, 2023
Mutual funds have been one alternative for many investors seeking professional money management.
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Planning for the Future with an ABLE Account
December 13, 2023
If you or a family member has a disability, you may be interested in learning about a tax-advantaged option called an ABLE account which can be used to save or invest for qualified disability expenses. Most states have launched ABLE programs.
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Taking Advantage of Employer-Sponsored Retirement Plans
December 13, 2023
Employer-sponsored qualified retirement plans such as 401(k)s are some of the most powerful retirement savings tools available. If your employer offers such a plan and you're not participating in it, you should be.
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Tax Planning for Income
December 13, 2023
You don't want to pay more in federal income tax than you have to. With that in mind, here are five things to consider when it comes to keeping more of your income.
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Four Things Women Need to Know about Social Security
December 13, 2023
Social Security benefits help women of all ages and their family members.
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WHY IT’S IMPORTANT TO SUPPORT SMALL BUSINESSES
September 1, 2023Shopping local and supporting small businesses helps your community—and you.
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Key Estate Planning Documents You Need
July 31, 2023
There are five estate planning documents you may need, regardless of your age, health, or wealth.
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10 Years and Counting: Points to Consider as You Approach Retirement
July 31, 2023
These are factors to consider as you prepare to transition into retirement. Using the years ahead to plan accord lying may help make the process a little easier.
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FINANCIAL TRAPS TO AVOID
July 13, 2023
Money mismanagement can eat through even the biggest bankrolls. Here are some specific threats to financial stability that people can avoid to help effectively manage their wealth.
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Return of Premium Term Insurance: Reward for Living
June 15, 2023
Return of premium term insurance appeals to the idea that you won't die during the period coverage is in effect. Live to the end of the term, and all of your premiums are returned to you.
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SECURE 2.0 Helps Small Employers Help Their Employees
May 17, 2023
6 Retirement Planning Tips for Single Women
May 3, 2023
Enjoy a Comfortable Retirement with These Steps
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When Your Spouse Won't Communicate About Money
May 3, 2023
Money and Marriage Tips for Overcoming this Common Challenge
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Is life insurance available to a non-citizen?
May 3, 2023
If you’ve recently moved to the U.S. for a permanent stay and are wondering if you’re able to purchase life insurance, there are a few things to keep in mind
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KNOW YOUR INHERITED ANNUITY OPTIONS TO DISCOVER THE TAX SAVINGS
May 1, 2023
Receiving an inheritance can be a blessing for clients, but it can also be a curse if they’re not adequately prepared.
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YOUR CD IS MATURING SOON. WHAT SHOULD YOU DO NEXT?
April 20, 2023
Consider your options before it automatically renews
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RETIREMENT PLANNING FOR STAY AT HOME MOMS (AND DADS)
April 14, 2023
It is possible for Stay-at-Home Moms to save for retirement.
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Tips for buying life insurance for your spouse
March 30, 2023
What to do once you're retired
March 24, 2023
Turn your "golden years" into an opportunity to discover the new you!
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Attracting Key Employees with Creative Benefits
March 16, 2023
Employers need to offer a creative benefits package that sets them apart
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Five Things That Actually Get Better With Age
March 9, 2023
Planning financially for retirement can help make aging more comfortable
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Deciding Between Wants and Needs
February 8, 2023
One of the hardest things to do, by far, is realizing when a want is not a need.Budgeting is a balancing act. The secret to sustaining yourself from day to day while also reaching financial goals is building a budget that balances your needs with your wants.
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What to Do If (When) Your Taxes Start Going Up
January 20, 2023
Not knowing what Congress will do should not stop you from planning.
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5 Signs You Need A Financial Planner
January 11, 2023
Asking for help is a sign of strength, not weakness
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Financial Planning For Your Pets Really is a Thing
December 22, 2022
We spend billions annually on our pets, so pet planning really is prudent. Planning how to finance your pet’s health care is important. With proper planning, you can help your pet have a long, healthy life.
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Four Common Reasons Family Wealth Transfers Fail
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Avoid These Common Pitfalls for a Successful Wealth Transfer
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5 Ways to Stop Overspending and Save More Money
November 14, 2022
How to Move Beyond Best Intentions Toward Best Practices
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Common Investor Biases That Can Harm Your Portfolio
November 14, 2022
How Subconscious Human Behaviors Can Impact Your Investment Success
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When Your Spouse Won't Communicate About Money
November 11, 2022
Money and Marriage Tips for Overcoming this Common Challenge
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Bad Investing Advice: What to ignore [and why]
October 21, 2022
Don't let bad investing advice keep you from investing.
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Your 20s and 30s Are the Perfect Time to Get Your Finances on Track
October 5, 2022
Young adults have one great asset for building wealth – time. Use it wisely to get and keep your finances moving in the right direction.
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Why Small Business Owners Need Life and Disability Insurance
September 29, 2022
Social Security: What Should You Do at Age 62?
September 6, 2022
Is 62 your lucky number? If you're eligible, that's the earliest age you can start receiving Social Security retirement benefits.
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529 College Savings Plans
September 6, 2022
529 savings plans are tax-advantaged education savings vehicles and one of the most popular ways to save for college today. They can also be used to save for K-12 tuition.
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Annuities as an IRA Investment Option
September 2, 2022
A deferred annuity is one of several investment options you can choose from to fund your IRA.
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Bypassing Probate
September 2, 2022
You may have heard about the horrors of probate, but in truth, probate has gotten an undeservedly bad reputation, especially in recent years.
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Choosing a Beneficiary for Your IRA or 401(k)
September 2, 2022
Selecting beneficiaries for retirement benefits is different from choosing beneficiaries for other assets such as life insurance. With retirement benefits, you need to know the impact of income tax and estate tax laws in order to select the right beneficiaries.
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How to Use Your IRA to Buy a House
August 31, 2022
A feature of both traditional and Roth IRAs allows participants to withdraw from those accounts early, without paying penalties, if the funds are used to purchase the first home. Learn what these provisions allow, what the limits are, and the pros and cons of using IRA money to buy a home.
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Estimating Estate Tax Liability
June 30, 2022
8 Step Summer Financial Checkup
June 30, 2022
Why Women Need to Plan for Long-Term Care
June 23, 2022
Did you know women are expected to live longer than men? Too many women are stuck with the unexpected expenses of long-term care later in life, instead of preparing for it while there’s still plenty of options, resources and time ahead.
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Retirement Investing during Volatile Times: A Measured Approach
May 31, 2022
Recent years have been stressful for many investors who are looking for stable income with a hedge against inflation. Fortunately, there is a way for those looking at retirement to hedge the future value of their assets against inflation.
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Five Generational Money Taboos You Should Ignore
May 31, 2022
Replace These Outdated Ideas About Money and Take Control of Your Finances
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Ask Your Aging Parents These Questions About Their Finances
May 23, 2022
Nine Topics that Can Provide You and Your Parents Peace of Mind
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Getting What You’re Worth: Salary Negotiation for Women
May 19, 2022
Knowing how and when to negotiate a salary increase is a vital strategic skill and professional women face some unique challenges in this regard.
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All the ESG Investing Terms, Explained
May 9, 2022
ESG investing comes with a whole new language that investors should get to know
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Your Health Savings Account: It’s Not Just for Hospital Bills
April 27, 2022
“Tune Out the Noise”: Why Short-Term Results Can Be Misleading
April 27, 2022
THE BASICS OF FINANCIAL FITNESS
April 24, 2022
Becoming financially fit requires maintaining foundational elements, including a budget, emergency fund, strong credit score, and retirement savings.
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DON’T LET FEAR AND GREED GUIDE YOUR FINANCIAL DECISIONS
April 19, 2022
Tax Strategies for High Earners
April 13, 2022
Preparing a strategy that is both advantageous and tax-efficient might feel daunting at first. Thankfully, there are some things you can do now to keep from overpaying this tax season.
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Over 65 property tax exemption in Texas
March 28, 2022
For many senior homeowners, rising property taxes can be a threat to their financial stability, even though their mortgages may be paid off. The Texas tax code allows taxpayers 65 years of age or older to defer their property taxes until their estates are settled after death.
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Using Cash Value Life Insurance for Retirement Savings
March 18, 2022
One of the more popular uses for cash value life insurance is to save for retirement. Cash value life insurance refers to a wide variety of insurance policies that provide both a death benefit and the potential accumulation of cash value over a period of time. Cash value life insurance can range from a traditional level premium whole life policy to a single premium whole life policy to a universal life policy to a variable life ins
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Buy-Sell Agreements: Ensuring Smooth Business Transitions
March 9, 2022
Building a business is all about the day-to-day decisions. But what happens to the business if the primary decision-maker isn’t there?
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Tax-Advantaged Ways to Save for College
March 4, 2022
Tax-advantaged strategies are important because over time, you can potentially accumulate more money with a tax-advantaged investment compared to a taxable investment.
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Should I invest in a Roth IRA or a traditional IRA?
March 4, 2022
There is no easy answer to this question. Traditional IRAs and Roth IRAs share certain general characteristics. Both feature tax-deferred growth of earnings and allow you to contribute up to $6,000 in 2022 (unchanged from 2021) of earned income, plus an additional $1,000 "catch-up" contribution if you're 50 or older. (This is the maximum you may contribute to all IRAs.) Both allow certain low- and middle-income taxpayers to claim a partial tax credit for amounts contributed. But im
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Renting Vs Buying a Home
February 9, 2022
Deciding whether to rent or purchase a home is a major life decision.
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