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The first step in investing is defining your dreams for the future. At some point, you'll probably want to buy a home, a car, maybe even that yacht that you've always wanted.

A successful investor maximizes gain and minimizes loss. Though there can be no guarantee that any investment strategy will be successful and all investing involves risk

An important part of managing your personal finances is keeping your financial records organized.

Here are some facts about Social Security that might surprise you.

Some helpful tips if you're investing in equities over the long-term.

Health care in retirement can be an expensive proposition. How much you'll spend on health care generally depends on a number of factors, including when you retire, how long you live, your relative health, and the cost of medical care in your area.

Here's what you need to know to make owning a home really pay off at tax time.

Budgeting is a powerful process that builds healthy financial behaviors and habits.

Here's an overview of the Act's changes to the complicated rules that govern tax-advantaged retirement accounts.

Roth contributions could play an important role in maximizing your retirement income.

How do you report your investments and how are they taxed?

Some employers offer 401(k) plan participants the opportunity to make Roth 401(k) contributions. If you have access to this option, Roth contributions could play an important role in helping enhance your retirement income.

Keeping your finances organized is a good idea to help successful money management and helps you keep track of your expenses, spending habits, and monthly bills.

Mutual funds have been one alternative for many investors seeking professional money management.

If you or a family member has a disability, you may be interested in learning about a tax-advantaged option called an ABLE account which can be used to save or invest for qualified disability expenses. Most states have launched ABLE programs.

Employer-sponsored qualified retirement plans such as 401(k)s are some of the most powerful retirement savings tools available. If your employer offers such a plan and you're not participating in it, you should be.

You don't want to pay more in federal income tax than you have to. With that in mind, here are five things to consider when it comes to keeping more of your income.

Social Security benefits help women of all ages and their family members.

Shopping local and supporting small businesses helps your community—and you.

There are five estate planning documents you may need, regardless of your age, health, or wealth.

These are factors to consider as you prepare to transition into retirement. Using the years ahead to plan accord lying may help make the process a little easier.

Money mismanagement can eat through even the biggest bankrolls. Here are some specific threats to financial stability that people can avoid to help effectively manage their wealth.

Return of premium term insurance appeals to the idea that you won't die during the period coverage is in effect. Live to the end of the term, and all of your premiums are returned to you.

Enjoy a Comfortable Retirement with These Steps

Money and Marriage Tips for Overcoming this Common Challenge

If you’ve recently moved to the U.S. for a permanent stay and are wondering if you’re able to purchase life insurance, there are a few things to keep in mind

Receiving an inheritance can be a blessing for clients, but it can also be a curse if they’re not adequately prepared.

Consider your options before it automatically renews

It is possible for Stay-at-Home Moms to save for retirement.

Turn your "golden years" into an opportunity to discover the new you!

Employers need to offer a creative benefits package that sets them apart

Planning financially for retirement can help make aging more comfortable

One of the hardest things to do, by far, is realizing when a want is not a need.Budgeting is a balancing act. The secret to sustaining yourself from day to day while also reaching financial goals is building a budget that balances your needs with your wants.

Not knowing what Congress will do should not stop you from planning.

Asking for help is a sign of strength, not weakness

We spend billions annually on our pets, so pet planning really is prudent. Planning how to finance your pet’s health care is important. With proper planning, you can help your pet have a long, healthy life.

Avoid These Common Pitfalls for a Successful Wealth Transfer

How to Move Beyond Best Intentions Toward Best Practices

How Subconscious Human Behaviors Can Impact Your Investment Success

Money and Marriage Tips for Overcoming this Common Challenge

Don't let bad investing advice keep you from investing.

Young adults have one great asset for building wealth – time. Use it wisely to get and keep your finances moving in the right direction.

Is 62 your lucky number? If you're eligible, that's the earliest age you can start receiving Social Security retirement benefits.

529 savings plans are tax-advantaged education savings vehicles and one of the most popular ways to save for college today. They can also be used to save for K-12 tuition.

A deferred annuity is one of several investment options you can choose from to fund your IRA.

You may have heard about the horrors of probate, but in truth, probate has gotten an undeservedly bad reputation, especially in recent years.

Selecting beneficiaries for retirement benefits is different from choosing beneficiaries for other assets such as life insurance. With retirement benefits, you need to know the impact of income tax and estate tax laws in order to select the right beneficiaries.

A feature of both traditional and Roth IRAs allows participants to withdraw from those accounts early, without paying penalties, if the funds are used to purchase the first home. Learn what these provisions allow, what the limits are, and the pros and cons of using IRA money to buy a home.

Did you know women are expected to live longer than men? Too many women are stuck with the unexpected expenses of long-term care later in life, instead of preparing for it while there’s still plenty of options, resources and time ahead.

Recent years have been stressful for many investors who are looking for stable income with a hedge against inflation. Fortunately, there is a way for those looking at retirement to hedge the future value of their assets against inflation.

Replace These Outdated Ideas About Money and Take Control of Your Finances

Nine Topics that Can Provide You and Your Parents Peace of Mind

Knowing how and when to negotiate a salary increase is a vital strategic skill and professional women face some unique challenges in this regard.

ESG investing comes with a whole new language that investors should get to know

Becoming financially fit requires maintaining foundational elements, including a budget, emergency fund, strong credit score, and retirement savings.

Preparing a strategy that is both advantageous and tax-efficient might feel daunting at first. Thankfully, there are some things you can do now to keep from overpaying this tax season.

For many senior homeowners, rising property taxes can be a threat to their financial stability, even though their mortgages may be paid off. The Texas tax code allows taxpayers 65 years of age or older to defer their property taxes until their estates are settled after death.

One of the more popular uses for cash value life insurance is to save for retirement. Cash value life insurance refers to a wide variety of insurance policies that provide both a death benefit and the potential accumulation of cash value over a period of time. Cash value life insurance can range from a traditional level premium whole life policy to a single premium whole life policy to a universal life policy to a variable life ins

Building a business is all about the day-to-day decisions. But what happens to the business if the primary decision-maker isn’t there?

Tax-advantaged strategies are important because over time, you can potentially accumulate more money with a tax-advantaged investment compared to a taxable investment.

There is no easy answer to this question. Traditional IRAs and Roth IRAs share certain general characteristics. Both feature tax-deferred growth of earnings and allow you to contribute up to $6,000 in 2022 (unchanged from 2021) of earned income, plus an additional $1,000 "catch-up" contribution if you're 50 or older. (This is the maximum you may contribute to all IRAs.) Both allow certain low- and middle-income taxpayers to claim a partial tax credit for amounts contributed. But im

Deciding whether to rent or purchase a home is a major life decision.